How to Invest in Real Estate With No Income Documentation

Liz Peter Team • Jul 07, 2023

How to Invest in Real Estate With No Income Documentation

Liz's Lender Corner

We are proud to announce a new product that allows our clients to invest in real estate without having to provide any income documentation at all!

This type of loan is called a Debt Service Coverage Ratio or DSCR loan and allows us to use the property’s expected cash flow to qualify for the mortgage instead of the borrower’s current income.

Here are some other items that you should know about this exciting new loan program:

Credit scores starting at 680
Up to 80% LTV
Loans up to $2 million, Minimum loan of $75,000
No limit on total number of properties
Borrower must own primary residence
Non-warrantable Condos now allowed
Condotels now allowed

This loan is great for borrowers who lack a consistent two-year work history, or maybe have started a new business. E-mail us today at lizpeterteam@goluminate.com to learn more about this great opportunity to build your real estate investment portfolio.

Warm regards,

Liz Peter Mortgage Team

Luminate Home Loans

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